Auto insurance is not a one-size-fits-all solution. Some people only need a basic policy, while others require full coverage. Additionally, there are plenty of special add-ons available to tailor your policy more precisely to your needs. At Innovative Insurance Resources in Honolulu, HI, our experienced team of independent insurance agents devotes time to providing the customized service you deserve.
Gap Coverage
If you own a newer vehicle and have a loan, and unfortunately, your vehicle encounters an accident and is considered a total loss, the Blue Book price may be lower than what you still owe. This situation would mean you end up paying for a vehicle you no longer possess. Having gap insurance ensures that there is no gap between what you receive from insurance and what you owe.
Full Glass
Comprehensive coverage usually includes glass coverage, but it also comes with a deductible. By adding full glass coverage to your auto policy, you can replace your windshield without any financial outlay.
Rental Car
Rental car coverage can be very beneficial if your car is damaged in an accident and you need to drop it off at the repair shop. It provides you with a rental car so that you can continue your normal activities without any disruptions.
Roadside service
Roadside service is similar to the services offered by an auto club. It covers assistance such as jump-starting your battery or changing a flat tire. Additionally, it provides a towing service if you break down or have an accident.
If you have questions or concerns about your auto insurance coverage, contact our office at Innovative Insurance Resources in Honolulu, HI.
